How to save money? Save on Deductibles

The deductible is the portion of your insurance claims that you agree to pay while the rest is pick up by your insurer. The lower your deductible, the lower your insurance rate. Of course, all this depends on your insurance company. You could always try to determine the relation between the deductible and the insurance rate by using an online insurance quote. If you're a safe driver, I'd recommend lowering your insurance rate as much as possible by taking a higher deductible. However, if you like to step on the pedal, then this might not be the best option for you.