How to save money? Save on Deductibles

The deductible is the portion of your insurance claims that you agree to pay while the rest is pick up by your insurer. The lower your deductible, the lower your insurance rate. Of course, all this depends on your insurance company. You could always try to determine the relation between the deductible and the insurance rate by using an online insurance quote. If you're a safe driver, I'd recommend lowering your insurance rate as much as possible by taking a higher deductible. However, if you like to step on the pedal, then this might not be the best option for you.

The least expensive cars to insure

The second part of the article by Insure.com that I mentioned in a previous post describes the cheapest autos to insure.

1. Cars with the highest safety
2. Low collision losses
3. Low theft

Basically, cars that are cheap to repair, do not get stolen often, and that offer personal injury protection during collision are the ones that will give you the lowest insurance quotes.

Where to get cheap auto insurance in Montreal? online insurance quote at kanetix

If you want to compare online insurance quotes for free, kanetix is the site you need. kanetix has offered Canadians free real-time quotes for Quebec since 1999. kanetix's online insurance quote brings the best insurance rates from insurance companies directly to consumers. Try their service and get competing quotes online for free and save money!

The most expensive cars to insure

I read an interesting article by Insure.com on some of the most important factors used to determine auto insurance rate.

1. Sale price of the car
   
2. Number of claims in the past
3. Intended use of the car
4. Theft history

Sale price of the car is obvious. The more money you pay, the most it costs to insure.

The number of claims in the past means that if you see a lot of accidents involving the same car as yours, your premiums go up.

The intended use of the automobile targets for example drivers with sports car which are intended to go fast and dangerous.

Theft history means simply that if you drive a car that is targeted frequently by theft, then your premiums also go up.

The conclusion, to lower your insurance rate, get an ugly and cheap car. Be sure to compare different auto insurance quotes and rates free online here.

Where to get cheap auto insurance in Montreal? Discount with a quote online!

You can get a good idea of the cost of your auto insurance policy purchase or renewal with a free online quotation. And, you can get an extra discount if you use a company's online quotation process instead of calling the agent directly. There is currently a promotion at La Capitale where you could be entitled to a saving of $50 if you complete the request for quotation form online without having previously provided your information to an agent. I guess agents don't like us anymore. They would rather not deal with us and give us a $50 discount!